“Before discovering LearnLux, I had some general understanding of how finances work, but I didn't have a 401(k) set up, and I did not prioritize my insurance or health savings. Today, I have a 401(k) established to help get me on track to retirement. And I also have an insurance plan along with an HSA, which I didn't know before would help lower my taxable income for the year. So thank you LearnLux for having all this information available at our fingertips today.” - Samantha B., Fraud Analyst
For HR and Benefits leaders, Samantha’s journey shows how even financially responsible employees can struggle to navigate key employer sponsored benefits without clear guidance. She understood everyday financial basics, but felt lost when it came to long term planning tools like a 401(k), insurance, and an HSA, which are benefits that play a major role in financial security and tax efficiency.
With LearnLux, Samantha was able to:
Samantha’s story demonstrates how accessible financial education empowers employees to take full advantage of the benefits their employer provides. When employees use tax-advantaged accounts like HSAs and 401(k)s, it reduces taxable income for both the employee and the employer, creating measurable savings that drive real ROI.
Employees who feel confident using these benefits experience less stress, greater financial stability, and deeper engagement. For employers, this means stronger benefits utilization, healthier teams, and meaningful cost savings across the organization.
Hello, my name is Samantha and I'm here to share my story about how LearnLux changed my financial game plan. Before discovering LearnLux, I had some general understanding of how finances work, such as credit cards, checking accounts, and some budgeting. However, when it came to things such as loans, mortgages, and HSAs, I was at a bit of a loss.
I did have some savings set back, but I didn't have a 401(k) set up and I did not prioritize my insurance or health savings. After going through some of the lessons, I found out how important it is to have these resources and how beneficial they are for my long term financial goals. The lessons are categorized and broken down, making them easy to navigate and digest.
There are many tips, resources, and examples that really give a full understanding of how to apply this to daily living. Personally, it has empowered me to challenge myself to learn more about financial points I was previously unaware of or not as familiar with. The lessons helped me put a different perspective on how I could get a better game plan for my finances.
Today, I have a 401(k) established to help get me on track to retirement. I also have an insurance plan along with an HSA, which I didn't know before would help lower my taxable income for the year. Since it's coming directly out of my paycheck, it's pre tax, so I don't have to worry about taxes on it.
All this information has been so helpful in my daily living and for planning my future and retirement. I'm grateful to have the opportunity to get educated on all this information that we need in our day to day lives. It has been such a blessing to have access to LearnLux.
So thank you LearnLux for having all this information available at our fingertips today.
Thank you, Samantha, for sharing your LearnLux Story!
