Home Buying Confidence: Sarah J's LearnLux Story

For HR and Benefits leaders, Sarah’s journey highlights how financial wellbeing programs empower employees to prepare for major life milestones that traditional education systems rarely address.

Through LearnLux, Sarah was able to:

• Understand mortgage basics, pre approval, credit considerations, and affordability
  
• Break down the home buying process into manageable, actionable steps
  
• Build a realistic down payment strategy tailored to her situation
  
• Determine when she and her partner should begin house hunting
  
• Gain confidence through clear education that schools and society often fail to provide
  
• Feel empowered rather than overwhelmed by the home buying process
  

Homeownership is one of the biggest financial decisions employees make. Providing accessible education and tools helps them reduce stress, plan ahead, and make informed choices, ultimately improving financial stability and long term wellbeing.

Hi everyone. My name is Sarah Johnson. I started using LearnLux earlier this year, and I have learned so much already. One of the biggest things it's taught me is how to understand mortgages, home buying, and how to start saving for a home.

For the longest time, buying a home felt like a pipe dream. I felt like I barely had enough money to meet rent, let alone save for a down payment. I didn't know where to start. I didn’t know what a mortgage truly was, how pre approval worked, or whether both my credit score and my boyfriend’s credit score mattered.

Now that I've used LearnLux, I’ve been able to break everything down piece by piece. It’s given me and my boyfriend a realistic view of what we can afford, when we should start looking, and how to prioritize saving for a down payment. We’ve decided not to start looking until he’s out of law school in about a year and a half, but now we have the confidence to enter the process informed and prepared.

It still feels wild that buying a home is one of the most important decisions of your life, yet we are never taught the basics in school. Where our schools fall short, LearnLux steps up with resources and information that help us prepare for our future.

Thank you, Sarah, for sharing your LearnLux Story.